SAFE AND SECURE INVESMENT
OPTIONS TO LEAD A HAPPY FINANCIAL LIFE
It frees you from doing things you dislike. Since I
dislike doing nearly everything, money is handy.
— Groucho Marx
Have you been looking for a safe investment option? The investment market is always known for
its risky nature.
However, there are some investment options that are safe and can help you secure your financial
future. If you’ve been looking for some investment options that would prove to be safe and that would help you earn
huge returns, you are reading the right article.
Annual income twenty pounds, annual expenditure nineteen six, result
happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result
— Charles Dickens
Here is a list of safe and secure investment options that a debtor
could choose to lead a debt free life:
1. Savings account: You may be surprised to know that a savings account with a reputable
bank or financial institution is always considered as one of the safe investment options. Though you earn less
interest rate on such an account where you are saving cash and
your money does not grow, it has earned the reputation of being one of the safest investment options. The
interest rate you earn is also subject to tax and is counted as your income. Until the bank goes bankrupt,
you will never lose that money. This doesn’t mean that you’ll lose all the money that you invested as every
bank has some amount of money insured. High liquidity is the main benefit of a savings account as you always
have access to the money.
We have a balance of $0.32 in the bank … Which made us four-and-a-half
trillion dollars richer than the federal government.
— Jim Borgman
2. Government bonds: There are certain bonds that are offered by the government. Such
government bonds give you better returns than the savings account. However, such government bonds have some
lock in period that varies from country to country. There are some countries that offer taxable bonds, while
some countries issue tax-savings bonds. The government bonds are considered as the best way of investing as
they’re directly issued by the IS government.
There's a certain Buddhistic calm that comes from having . . . money
in the bank.
— Tom Robbins
3. Fixed annuities: A fixed annuity is a contract with an insurance company where you hand
over a lump sum amount of money to manage and in lieu of the money, they pay them the borrowers a guaranteed
return. Generally, the interest rate on a fixed annuity is tax deferred. The annuities are not liquid, which
implies that you do not easy access to the money like you do with a bank savings account.
These are some of the best ways to invest
money, secure investment options that can assure you safe and happy financial life. If you’ve
incurred huge amount of unsecured debts and you’re craving for a debt free life, you can try your luck in
investing in the aforementioned investment options. Utilize the proceeds in paying off debts and
leading a life free from any financial obligations.
A miser grows rich by seeming poor; an extravagant man grows
poor by seeming rich.
— Laurence Sterne
Note: The above Money Quotes come from The
Sensational Quotes for Smart People Website.
The Money Cafe is brought to you by Ernie J. Zelinski, an innovator and content
creator of best-selling books, creative free e-books, and websites.
Ernie is the author of the international bestsellers How to Retire
Happy, Wild, and Free (over 125,000 copies sold and published in 8 foreign languages)
and The Joy of Not
Working (over 250,000 copies sold and published in 17 languages).
THE MONEY CAFE WEBSITE COPYRIGHT © 2014
by Ernie J. Zelinski All Rights