SAFE AND SECURE INVESMENT
OPTIONS TO LEAD A HAPPY FINANCIAL LIFE  

 

 

It frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy. 
— Groucho Marx

Have you been looking for a safe investment option? The investment market is always known for its risky nature.

However, there are some investment options that are safe and can help you secure your financial future. If you’ve been looking for some investment options that would prove to be safe and that would help you earn huge returns, you are reading the right article.

Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.
— Charles Dickens

Here is a list of safe and secure investment options that a debtor
could choose to lead a debt free life:

1. Savings account: You may be surprised to know that a savings account with a reputable bank or financial institution is always considered as one of the safe investment options. Though you earn less interest rate on such an account where you are saving cash and your money does not grow, it has earned the reputation of being one of the safest investment options. The interest rate you earn is also subject to tax and is counted as your income. Until the bank goes bankrupt, you will never lose that money. This doesn’t mean that you’ll lose all the money that you invested as every bank has some amount of money insured. High liquidity is the main benefit of a savings account as you always have access to the money.

We have a balance of $0.32 in the bank … Which made us four-and-a-half trillion dollars richer than the federal government.
— Jim Borgman

2. Government bonds: There are certain bonds that are offered by the government. Such government bonds give you better returns than the savings account. However, such government bonds have some lock in period that varies from country to country. There are some countries that offer taxable bonds, while some countries issue tax-savings bonds. The government bonds are considered as the best way of investing as they’re directly issued by the IS government.

There's a certain Buddhistic calm that comes from having . . . money in the bank.
— Tom Robbins

3. Fixed annuities: A fixed annuity is a contract with an insurance company where you hand over a lump sum amount of money to manage and in lieu of the money, they pay them the borrowers a guaranteed return. Generally, the interest rate on a fixed annuity is tax deferred. The annuities are not liquid, which implies that you do not easy access to the money like you do with a bank savings account.

These are some of the best ways to invest money, secure investment options that can assure you safe and happy financial life. If you’ve incurred huge amount of unsecured debts and you’re craving for a debt free life, you can try your luck in investing in the aforementioned investment options. Utilize the proceeds in paying off debts and leading a life free from any financial obligations.

A miser grows rich by seeming poor; an extravagant man grows poor by seeming rich.
— Laurence Sterne

Note: The above Money Quotes come from The Sensational Quotes for Smart People Website.

The Money Cafe is brought to you by Ernie J. Zelinski, an innovator and content creator of best-selling books, creative free e-books, and websites.

Ernie is the author of the international bestsellers How to Retire Happy, Wild, and Free (over 125,000 copies sold and published in 8 foreign languages) and The Joy of Not Working (over 250,000 copies sold and published in 17 languages).

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